Kitty Bloggy

Hi kitties,

Today I want to share about a mail that we sended to our friends Hello and Mimmy. It is their birthday this month..and it is their BIRTHday gift! Lookit, I am very interested to see what it is. I know what it is, but that will not be revealed to effuryone else until it is received by our friendz!!!

Do you see what we wrote on the box???

Happy Birfday, Hello and Mimmy! We
<3 you!

Love,

Veronica

PS - Figaro was Very Bad today and went #1 on daddy's clothes in the bedroom. I thinked it is funny, they had to be washified. He did that because he did not want to do his business in the toilet training setup in the bathroom.

Mombean putted our LitterKwitter back on the toilet and tooked away our litter box yesterday morning. Then we did not use our LitterKwitter. She sitted with us in the baths room for 30 minutes last night and we did not do businesses. Then finally, at 5:30 in the morning she sitted with us again and finally Figaro did a big #1 business and I did a big, big #1 business. But it tooked forever and we are back on the red disk! This shows that 1 weeks is too long time to go away for the beans. Mombean gotted stressed out near the end and yelled at the Figaro to do a business and then he put the bitey on her leg!!! He gotted mad. Then mombean had to leave the room to cool down, because usually she is the calm of ladies with us.

Today she is hoping that the businesses will go more smoothly. At least Figaro did not do a business on the floor again! But - it was much harder than she expected to get us back on the toilet!!! Even I thinked it would be too much easier but I was surprised how difficult it was for me, and I am the smart of kitties...

Today we seed a man-bun by our pond. Do you see the pond? Mombean and dadbean have been working on making it nice. I am waiting outside and watching the man-bun because I am not allowed to go outside when there are buns out, since I might chase and scaredy them! Can you see the man-bun in the background of my photo? He likes to come now that there is a pond to drinky out of.

In other news (which are bad news) the Figaro did a bad thing last night. The parent beans camed home with two of their friends and finded - poopy all over the carpet!! Here is what happened, the Figaro has very long bottom-hairs. We thinks that the Figaro made the #2, and then it got stucked on his bottom-hairs. So he squiggled his bottom around on the carpet all over the hallway and gotted poopy everywhere. It took long times to clean up for the mom-bean and then after that Mombean said something about being all sobered up now. I thinks she was having some drinkies before that!! Yipes. The parent beans were also very embarrassing in front of the companies. Of course he did not mean it, mombean said she will be giving his bottom a hair-cut again soon, like he gotted last month!

Mombean was at work for 8 hours yesterday. And...she came home to pick up the Figaro...and he had a WET bottom. What did he do? Yes, he did the #1 on the FLOOR. He squatted only there was no hole like on the toilet so he gotted his bottom all wet with yellow. Yuck-ee. It appears that he did the #1 accident like 30 seconds before the arrival of mombean because he trotted out of the bathroom with his wet bottom as she came in the door.

My mombean is doing many researchers on investings because she is an 'conomist.

Here is the top 13 tips that I heared her discussify recently. I shares them with you because I like to dissipates knowledges around everywheres.

1. Save moneys and start investings earlys so when you retires you have lots of green papers to take out from the banks.

2. Maxify the moneys in your Roth IRA. That is highly important. Unfortunately kitties do not get allowed to have Roth IRAs but the maximum for beans is $5,000 green papers per year, if their income is not too high because it gets phaseded out after a high incomes. These are goods because the governments cannot take any of your green papers away as taxes when you removes them from your Roth.

3. Maxify the moneys in your 401(k). Sometimes you can even maxify moneys in a 403(b) ANd a 457 which is the best for money conservations. You should maxify your 401(k) especially if you get matchings from your employer! Its like free green papers. If you don't get matchings, your maxification can reduce your tax liability for that year and the moneys goes in before taxes. But you get taxified on it when you takes it back out.

4. If you have childrens you can also maxify money in your Education 529 fund which also does not get taxified when it goes for paying colleges. Also in some states you get tax credits for maxifying in here, and the account can be given to any relative if you decides the child is genious and gets many scholarships. Unfortunately kittehs cannot be beneficiaries of this fund! Too bad!

5. Diversify your fundings. Investing in mutual fundings is important within your 401s Roths and etcs. But they have to be diversified! You must get some mutual fundings that are in the U.S., some which are in the foreign countries, some which are Small cap funds, and some which are Large cap funds, and furthermore there are growth funds and value funds. You can have 50 per cents in international funds and 50 per cents in U.S. funds. Then out of those 50 per cents can go in large and 50 in small, and from those 50 per cents in value funds and 50 per cents in blend funds, or else 70 per cents in value funds and 30 per cents in growth funds. Value funds and small funds perform betters over time but they can also be volatile. If you diversify it is good because you are getting less risks!

6. Make sure you are a little bit safe too. You have to add the bond funds. A good mix is a total bond index like Vanguard Total Bond Index. Or else you can do half-and-half in short terms and intermediate terms fundings.

7. Make sure aside from retirements you have moneys saved up in case an emergencies like you loses your job! I thinks it is good to have 5-6 months of expenses moneys for that.

8. Of course pays down your credit cards first becaues they have high percentages!!!

9. For investifying, it is best to do INDEXING. Index funds are not actively managed, which reduces the taxification every year. They are also better because computers pick out which fundings are good and puts them in that fund, and you do not have a financial expert maniging anything. Economics research shows that these kind of experts do not really do significantly better jobs. If you have indexings you have way way cheapers expense ratio! The expense ratio is the amount of moneys that the fund takes out of your moneys EVERY year even if your fundings are doing badly! Compare, for examples, a high expenses ratio of 1.07% from an actively managed fund to the 0.10% in a Fidelity index funds! It maked a big difference if you have many green moneys!

10. If you buy indexings usually there is no loads. A loads can be as big as 5% which means you have to pay 5% of any moneys you put in to the funds! that is a front-end load. Sometimes there is a back-end load you have to pay when you takes it out!!! That is many green papers! If you are carefuls and get index funds you do not haves to pay a load!

11. Some good investings firms for this type of investings is: Fidelity and Vanguard. Those are our tops choices, Vanguard specially.

12. Sometimes ETFs are good choices too, they are exchange traded fundings. But it takes many more works to understands them.

13. Don't be too passionates about moneys! Don't take them outs when the markets is bad because you are just losing moneys. Leave them in there over a long time and they will grows like flowers and then...you can eats them. Like I do.

Now it will be interesting to see if google keyword searches for Investing will now lead unsuspecting beans to my website....

P.S., Figaro peed in the bathtub last weekend.

As you knows I love thursday thirteens. It is my favorite post for the week. Figaro's favorite post for the week is Mancat Monday and as far as I knows he is so lazy that the only time he ever posts is on Mondays!!! So..today I will do a Thursday Thirteen about the Figaro. Figaro loves attentions. Here are the things he doos for attentions. They are weirds in my opinion, and I never would do these things.

1. He gets on the couch back behind a bean and starts eating their hairs (this is expecially bad for Mombean since she just cut her hairs so there aren't so many for him to eats!)


2. He sits there and just meows and meows very loud until someone will looks at him. IF they looks at him he meows some more to get scritches.
3. He puts on stickers on his back and parades around in them. The other day he found a sticker that came in the mails and put it on his back. It says "Please Don't Hit Me." He thinkers that this is hi-la-rious because he claimses that the parents hits him. And that is not true not even a little bit. He acts like he's gonna call the kitteh protective services on the parents anytime mombean only gives him 1/2 a chickun leg instead of two because he is getting a little bit of fat and he needs to diet. He also wants to takes out insurance against being hitted. (that is what the mails was about that camed with the stickers - car insurance...I was like, Figgeroo, you are nots a car, they will nots give you any insurances.)

3. He does the #1 in bad spots. Today unfortunately he did the #1 in the LIVING ROOM carpet for no reason. I know he wasn't holding it in that longs because the #1 was like, the size of a quarter.

5. He embarrassings his self AND me by showing EVERYONE his tummy. When the repairman came over today for fixing the washer he laid down and showed him his tummy! How EMBARRASSING. I only shows my family and close friends my tummy, NOT total strangers.

6. He purrs so loudly the whole house gets wokened up in the morning! Gosh...doesn't his purrs have some volume controls?? He doesn't know how to use indoor purrs.

7. He comes up to the mombean and butts her in the mouth with his wet, wet nose to wakes her up (if she didn't waked up yet after being purrified!!). Yech! I do not has a wet nose like him. His wet nose is weirds.

8. He jumpifies into the refrigerator when it gets opened and won't come out! He hides on the bottom shelf behind the box of soda pops. Then he is difficult to get out 'cause he scrunchies himself in the corner. He thinkies he can get extra foods by sitting directly in the frigirator but that is NOT true!

9. Equally he jumpifies in the dryer when Mombean is trying to dry the clotheses. He does not understands that it is the dangerous for kitties in there!



10. And...of course...he tries to jumpify in the dishwasher when the dishes are DIRTY! Yech! I told him...Figgarroo, it is the gross of things to try to eats stuff off dishes that are DIRTY!... But..he does not cares. I would never eat someone else's leftovers, yuckeyy.

11. He has a weird Meow. Instead of just going "Meow" like a polite kitteh, he goes "Mur-mrueeWWE!" So it is a double meow. He is always trying to do those things and be different and the annoying of kittehs. It annoyes me but the parent beans apparently think it is the most hi-la-rious thing ever.

12. Today he tried to do a weird cute thing. He was eating his foods, it was a chickun leg, and he couldn't chew it all properly because like always he put a BIG CHUNKS in his mouth. So instead of spitting it out he thoughted he could chew it better STANDING UP. So, mombean walks into the kitchun, and there is the Figaro, standing up on his hind legs, with his front legs waving in the air, and a huge chickun leg in his mouth, trying to chew that guy up. She thoughted it was SO cute. Silly Figaro, why does he always demands so much attentions?

13. And...finally...he chases me and starts fights with me. I fights back of course but I do not put the bitey on him very HARD. But then...if I do anyfing, he starts screaming, "Mur-meooooowwww!" and calling the mombean. Then she separates us and tells me to be good, when HE is the one being BAD! He is such a tattle.

Of course he is my brothar so I loves him anyways...but I thinked you should all knows his tricks (In case you wanna uses them...because apparently they are effectives)

Figaro did the baddest that he has ever done. The sneak of kitties did the #1 right on the dadbean's most best of comic book collection, this morning at 6 am. We do not know why he dids that but it is very, very, very bad. The parent beans got in a big fight about it. This might mean the ends of the toilet trainings for good, we are not sure. The Figaro had to get a big time-out in the bathroom while everything gotted cleaned up. He is a VERY BAD Fig. I am not sure what to do with this little brother of mines.

For now Mamaw switched back to our super-mini hole setup. But we are not sure the Figaro will EVER be trained! We are both, Mamaw and I, very disappointed in the Figaro. There is nothing muches that can be done when he decides to do the #1 somewhere in the house when Mamaw is not looking. I tried to tell him 'No' but he did not listens to me.

Hello everyones! Well, we had our delicious cornish game hen. I hopes you enjoyed it too. We had a blast opening all the presents and having dinner with our guest beans.

However....zzz....I am the tired of kitties right now.

So...you will have to be patient and I will tell all with photos tomorrows. But...I will give a clue...there were some cool toys and many TEMPTASHUNS!

I am so full with cornish game hen and temptashuns and 'nip!!!!

Thanks for coming everyone!!!

PS, Figaro tried to ruin my birfday by doing the #1 in his cube in the den on the CARPETS!!! First time in almost 2 weeks he did that. How BAD! We was very upset but my birfday was NOT ruined!

Hello readers. Figaro did the accident of business on the floor in the middle, yes MIDDLE of the bathrooms yesterday morning. And mamaw did not wake up. Here is a photo of me on the bathroom countertop because I watched him do it but I could not stopped him. Oy vey!! That is what the Jewish of kitties would say. By the way I am wearing my pretty pink collar and heart tag, this is one of my favorites.

Anyways, the puddle was bigs, when Mamaw woked up she had to use the cleaner of bleach to get it off.

So she finally decided to buy - the monitor of video!!! She did not see it at the stores so she bought it at the Am of Zon. Here is the one she gotted. We hope it arrives soon. Then we can track the Figaro and make sure he does not have the floor accidents.

Also this morning the papaw is leaving for a trip on business (not the kind we have, a different more important kind the kind that you go to before you save the worlds). Anyway, Figaro sat on his duffel bags and looked like he was gonna have an accident. Then after that Mamaw was like "FIGARO!" and she made him go sit in the bathroom. Because dress pants are dry-clean only and dry-clean probably does not take out kitty #1s.

Of course I have been good all along, so the video monitor detector is only for the Figaro.

Figaro was the extremely BAD of kittehs yesterday!!! He was doing so good, no bad accidents for a whole week. And the last week when he did have accident it was Mamaw's fault for forgetting to put his insert in the setup. Before that, no accidents for days before that! He even started going to the bathroom on his own without Mamaw having to put him on the seat. Then yesterday Mamaw was about to leave for a party and she put him in the bathroom and closed the door to make sure he would do some businesses before she left. And...when she got back....puddle all over the FLOOR! He did the puddle right by the toilet for no reason. We are very confused. Maybe he gots mad that he had to stay in the bathroom all by his self. Definite he had to go a lot because his puddle was VERRRY big. And this was after mamaw brought him home a present from the store. He got a mouse that squeaks when you touches it. We are going to post a review of it soon once we decide if we likes it.

Here is a pic of us relaxing the other day on the couch. I was grooming the Figaro's paws because he is not so good at doing it all by his self.

Today Mamaw was not very happy. She found some yellow pee spot in the library under her desk. She didn't know who did it but she thinked it is probably Figaro. Then she went and bought special pee carpet removers and used it on the spot. Also, yesterday, Figaro was scritching around in the bathroom and Mamaw forgot that he didn't have his insert in the toilet so he went on the floor right next to the toilet and took some litters from the toilet and put it on the wet spot, then it got under the toilet and created the mess of big messes. When Mamaw saw it she had to spend 1 hours cleaning it up since all the wet litters got stuck inbetween the toilet and the floors. Now she is thinking maybe she has to keep me back on the no hole setup with the Figaro. But then I make big messes since I gotta cover it up extra good. We can't wait for motion sensor to arrive it will be better.

This is the photo of Figaro yawning because he is bored of my discussion of the birthday of me since his birthday is not until July. But my birthday IS coming right up, it is March 25. That is when I was born, but I didn't get adopted by the parents until May 25 when I was just 8 weeks of old. My real Mom was this cat who lived in an apartment above an antique store but I don't know who my dad was, and I had 5 other brothers but I was the only girl. 4 of my brothers were also gray with long hair but one of them was a short haired calico. I don't remember this but my Mom told me because I was the first one who got adopted. My mom was also calico so I got all my good looks from my real Dad. But we never met him because he is the stray of cats I think. Here is what Mamaw told me about the baby me. She said when she came to adopt me it was at the farmer's market, and I was so sweet because she held me and I fell right asleep in her arms! Then she took me away with her, even though kitties were not allowed in the apartment. So I had to be good in hiding and not go outside of the apartment. But I know that there were other kitties in the apartment building because sometimes I saw them running around so I was not the only illegal kitty. But in two months after that parents moved to a house with a big backyard for me to go on walks in. So it is all better now. So basically I am quite sure that parents are going to splurge on something that is the cool for me for my birthday. I don't know what I want yet, maybe the bigger of cat trees. I am open to suggestions on this points.

Well, as for toilet training, this morning Mamaw was cleaning the bathroom (because Thursday is bathroom clean day) and she discoevered the #1 spot in the bathtub again. Of course it was the Figaro, we think just this morning. It was yuck because we have a drinking dish in the bathtub now and he peed right next to it. I am not drinking THAT again. As I reflect on this issue I still think it is the yuck. BUT also Figaro was good because yesterday he did the #2 all by himself in the toilet. He didn't scratch the floor or anything. However not that good since that means he is back where we were a month ago again. He is not making the good progress. And for me I guess this weekend it might be time to enlarge the hole.

Today I am the sad of kittehs because my bestest friend Hello Kitty got bannified from the Yahoo Toilet Training Groups. I am posting a photo of myself when I was a small baby and had to get a bath because I had the fleas, because this is how bad exactly I feel about this incidents too. I used to have the big of ears. I think Hello is a very nice kitty and I am glad we are the friends with her. Some other kittys got kicked off too and I feel bads about them also. Today this morning one small Figaro did the #2 again on the bathroom floors. Mamaw was not very happy. She said she needs to get a motion detector so she can find out when that little Figaro is trying to be the sneak in the bathroom and do stuff on the floors.

I have been figuring out how to make a good bloggger css but I am too little to do it. I will keep you posted all on my progresses. I am trying hard but Mom can't help me during the days she must do the work and not the play. So that is why it is difficult. Good thing I found the Mamaw old computer in the library I am using that for my bloggy.

But on the other hand I did the #2 today in the toilet! But the Figaro was extremely bad and once he saw me do the #2 he decided he must immediately do #2 and he did it on the floor while I was covering up my own #2!!! He is such a bad Fig, not so smart. Mamaw was very unpleased and she did the Correct and Re-Direct method but this did not encourage the Fig. He is bad.

You can see my cool laser eyes.

I did not do the #1 yet today even though breakfast was a long time ago so I'd better go do that now. And then I have to make Mamaw put more bird food in the feeder because the birds they are not coming and I am the bored of kittehs.

There was a shocking bad thing on Friday. Figaro did the #1 ON THE CARPET in the library!!! Mamaw was at home and she ran in the library and saw him scratching the carpet and BAM there was already the #1 in the carpet. I also tried to help him scratch it in case we could cover it up by ourselfs but we could not. Then it had to be cleaned. We think it is all cleaned up, I hope Figaro does not smell it there again and decide to try that. Then we had to close the door and Mamaw decided we have to back up to NO HOLE again. Silly Fig.

But ever since that time, Figaro did the #1 correctly in the toilet so that is the good thing. Even when parents left yesterday from 3pm until the 11pm, I did the #1 in the toilet so Fig could not do any businesses and he waited until parents got home, and did #1 in the toilet. They were very happy he did not try to do any business on the carpet or in the tub!!!

Also, because I have been the sneak, my favorite pasttime when it gets early morning sun coming up, is to go on the dresser and paw at the blinds. It makes a fun ruckus. But last night finally parents moved the dresser so when I go up there I can't reach the blinds. Now I have to find another way to be the sneak and wake Mamaw up for my foods!!!

Today is a very warm day, 50 degrees of farenheit. This is great for Indiana! I think I will get Mamaw to take me for a walk soon when it stops raining. I can wear my new sweater.

Well...Yes. You have to find out sooner or later. Figaro did the #2 on the bathroom floor again. We were running around like the crazy of kittens all evening and parents went to bed. Then I did the #2 in the toilet, I was very good. Then Mom heard me so she wokened up and went to change out the #2. Then I said, Look Figaro, that's how you do the #2. Then I did the #1 and Mom had to wake up again and go change out the bowl. Then Figaro was the SNEAK and did the #2 very quietly by the toilet!!! I was like, Figaro, silly goose, don't do it!!!! But then he was not a very smart sneak because since I had just did the #2, Mom knew it was the Figaro who did the #2 on the floor. Plus then he tried to do the #1 in the bathtub and Mamaw always hears him when he does this so she wokened up AGAIN to get him and made him do the #1 in the toilet. That's when she found out about the #2!!! She was annoyed but she couldn't do the correct and re-direct method because she was too tired.

Also for Valentine's day we got to eat some beef roasts. They were very delicious.

I am thinking about moving over my bloggy to the place like Hello Kitty has, so I can post pictures and also informations about myself. And of course my reviews. I think my reviews can be important for other kitties.

Well, the Figaro was bad again. I used the toilet for #1 and then Papaw was taking a shower and the Mamaw was not home, and he told to Figaro 'wait five minutes' but Figaro was impatients and did the #1 in the tub instead of waiting for the Papaw to clean out the toilet. I cannot wait until we have a bigger hole so we can just do the numbers straight into the toilet, but Figaro is can't handle that yet. If it was up to me I would already be trained.

In case I forgot to mention we have been toilet training since middle of November 2007. That is 2.5 months since we started the training. But we had to go back to the box when parents went away over Christmas, and now we are FINALLY back to the same setup as before that. So hopefully next week we will advance another steps and get this show on the roads already.

Figaro is also learning to "sit up" in his clicker training. So far I am only targeting but yesterday I practiced going to the mat. Although I am not a cheese addict like Figaro so I do not care if I get treats. I am pretty skinny and Figaro is getting the fat. He needs a diet. I hope when Mamaw gets home from work today she will not get home to a tub full of #1s again.